{"product_id":"the-social-security-blueprint-your-step-by-step-plan-to-maximize-benefits-reduce-taxes-navigate-medicare-and-avoid-the-mistakes-that-cost-retirees-paperback-1","title":"The Social Security Blueprint: Your Step-by-Step Plan to Maximize Benefits, Reduce Taxes, Navigate Medicare, and Avoid the Mistakes That Cost Retirees - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRichard Ellery\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat If the Biggest Paycheck of Your Retirement Is About to Be Cut in Half... By a Decision You Haven't Even Made Yet?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eHow 96% of retirees walk away from $111,000 (or more) - and the simple framework the other 4% use to keep every single dollar.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou've worked 35+ years. You've paid into Social Security every paycheck. And now, somewhere between 55 and 70, you're staring at a decision that feels impossible to get right.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eClaim at 62 and lock in a smaller check forever? Wait until 70 and risk dying before you collect a dime? Split the difference at 66 because that's what your neighbor did?\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eHere's what nobody tells you: a United Income study found that \u003cstrong\u003eonly 4% of retirees claim at the financially optimal age\u003c\/strong\u003e. The other 96% leave a median of \u003cstrong\u003e$111,000 per household\u003c\/strong\u003e on the table. For higher earners, it's often double.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThat money isn't lost to taxes. Not to fees. Not to fraud. It's simply... not collected.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eAnd with the \u003cstrong\u003eTCJA tax sunset \u003c\/strong\u003ehitting at the end of 2025 and the \u003cstrong\u003eTrust Fund projected to deplete around 2033\u003c\/strong\u003e, your window to fix this is shrinking by the month.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIn this book, you'll discover: \u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe exact \u003cstrong\u003e7-Step Framework \u003c\/strong\u003ethe top 4% use to claim optimally - whether you're single, married, divorced, or widowed\u003c\/li\u003e\n\u003cli\u003eThe \u003cstrong\u003eGreen-Yellow-Red Light System\u003c\/strong\u003e that tells you in 60 seconds if you're ready to file... or about to make a six-figure mistake\u003c\/li\u003e\n\u003cli\u003eWhy claiming at 62 with a working spouse almost always fails the math test (and the one exception nobody talks about)\u003c\/li\u003e\n\u003cli\u003eThe \"\u003cstrong\u003eTax Torpedo\u003c\/strong\u003e\" quietly taxing 85% of your benefits - and the Roth conversion trick that defuses it before 2026\u003c\/li\u003e\n\u003cli\u003eHow one couple gained \u003cstrong\u003e$384,480 over 20 years\u003c\/strong\u003e by changing just one variable in their filing order\u003c\/li\u003e\n\u003cli\u003eThe \u003cstrong\u003eMedicare IRMAA two-year lookback\u003c\/strong\u003e most retirees discover too late (and how to dodge it)\u003c\/li\u003e\n\u003cli\u003eThe \u003cstrong\u003e30-minute action step\u003c\/strong\u003e that puts you ahead of 96% of retirees this week\u003c\/li\u003e\n\u003cli\u003eAnd much, much more...\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou don't need to be a CPA. You don't need to memorize the tax code. Every number inside is built on \u003cstrong\u003eupdated SSA data, the 2024 Trustees Report, and peer-reviewed research\u003c\/strong\u003e - not internet rumors.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eEven if you've put this off for two years... even if it feels \"too complicated\"... even if you've already filed - the worksheets and case studies inside make the next move plain.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIf you want to be in the 4% who actually keep their money then you need this book today\u003c\/strong\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 228\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.48 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e May 16, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":48445049503965,"sku":"9798256011758","price":25.86,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0811\/9867\/8237\/files\/PAl_1WIlGB9798256011758_b132b7b0-25a0-4a0a-9666-2274f095e7e3.webp?v=1787760147","url":"https:\/\/handfulofbooks.com\/products\/the-social-security-blueprint-your-step-by-step-plan-to-maximize-benefits-reduce-taxes-navigate-medicare-and-avoid-the-mistakes-that-cost-retirees-paperback-1","provider":"Handful of Books","version":"1.0","type":"link"}