{"product_id":"how-the-other-half-banks-exclusion-exploitation-and-the-threat-to-democracy-paperback","title":"How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eMehrsa Baradaran\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else.\u003ci\u003e How the Other Half Banks \u003c\/i\u003econtributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...\u003ci\u003eHow the Other Half Banks\u003c\/i\u003e is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.\"\u003cbr\u003e--Nancy Folbre, \u003ci\u003eNew York Times Book Review\u003c\/i\u003e \u003cp\u003e\u003c\/p\u003e\"\u003ci\u003eHow the Other Half Banks \u003c\/i\u003etells an important story, one in which we have allowed the profit motives of banks to trump the public interest.\"\u003cbr\u003e--Lisa J. Servon, \u003ci\u003eAmerican Prospect\u003c\/i\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 336\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.9 x 9.1 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e March 12, 2018\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":47426878701789,"sku":"9780674983960","price":28.8,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0811\/9867\/8237\/files\/bnlIL2tDMzlaS3hzK2hEN242OUFiUT09.webp?v=1771287138","url":"https:\/\/handfulofbooks.com\/products\/how-the-other-half-banks-exclusion-exploitation-and-the-threat-to-democracy-paperback","provider":"Handful of Books","version":"1.0","type":"link"}